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Cover Crop ROI & All That Matters

Crunching the Numbers Via Biological Bookkeeping

By Mike Seifert
July 27, 2022

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Note: Earlier this summer, Land Stewardship Project soil health organizer Alex Romano reached out to one of our soil health steering committee members, Mike Seifert, who farms near Jordan, Minn., with his wife, Dana, and father, Big Mike, to ask for his thoughts on “return on investment” from cover crops. She wanted to know his approach to and considerations regarding those calculations when making decisions about cover cropping strategies. He was happy to respond to her question. But he found that as he sat down to consider the question and write about it, thoughts that emerged brought up deeper, heart-level questions for him. These are issues that farmers and non-farmers alike grapple with, but that can be difficult to verbalize, let alone wrap our heads around. Members of LSP’s soil health team were moved by the perspectives and deeper questions that Mike outlined with such clarity and thoughtfulness. So, with his permission, we’re offering up the farmer’s response to the “ROI” question:

Mike Seifert seeding cover crops on his farm near Jordan, Minn.

Oh boy, that’s a big, open-ended question. When I saw your e-mail come in a couple of days ago I said to myself, “I’m going to have to sit down in the office to answer this one.” So I hope you don’t mind if I riff on it for a while over my morning coffee, and try to outline the multiple perspectives I have on return on investment and cover crops.

So, when I hear the term “return on investment,” my first reaction is a financial one, since that term is rooted in matters of finance. As such, let’s tackle that aspect of the term first.

From a farm bookkeeping perspective, cover crops are an added expense, and the financial benefit we as farmers get from using cover crops is this amorphous thing that’s hard to pin down. All of the physical benefits from cover crops — improved soil structure, nutrient cycling, feeding the soil biological community, reduced erosion, armoring the soil surface, potential feed for livestock, alleviating compaction, adding organic matter, and on and on — are wonderful, desirable enhancements, but they’re really hard to quantify and translate to financial numbers, and a lot of them are cumulative over several years. I suspect some benefits are even exponential — that is, once you get your soil on a healthy path to recovery and practice careful management, the feedback loop will become positive and actually accelerate until the soil environment achieves a more natural balance.

But how do you put a dollar sign on any of that? It’s absolutely nothing like traditional agronomy, which loves easy charts and figures. Two hundred units of nitrogen will grow 200-bushel corn! Nothing to it! If the fertilizer is affordable, it’s a slam dunk! Just ignore the part where you’re destroying the natural cycle of things. We’ll worry about that later.

So for me, cover crops have to be taken as a long game when it comes to return on investment. And since I really can’t quantify how much my farm production will increase as a result of using cover crops, I just have to take it on faith that it will, and that I will more reliably and consistently produce successful cash crops — particularly on my most fragile and degraded acres. Four years into a method of farming that includes cover cropping, I’d say we’re starting to see that, but I think the best is yet to come, so we’ll continue to be patient and try to do the right things.

Now, if cover crop ROI needs to be taken as a long term investment, how do we reconcile the extra expense in the short term? For me, that one was easy: we pair it with no-till. I think the money we’ve saved in fuel alone each year has covered the extra cost of cover crop seed. Then factor in reduced equipment costs and time savings, and it starts to be a big win. This year, we’re growing our own winter rye for seed, so that’ll knock expenses down even more. So there are lots of ways to offset the short term costs which then, over time, become another part of the long term financial benefit of cover crops.  But you have to combine complementary practices to really get the full benefit of each.

No-till and cover crops augment one another. Diversifying your crop rotation and incorporating livestock each add another reinforcing layer to the financial structure. They also add more work and management! But I think the financial benefits outweigh the added time and attention, and open up more opportunities to be flexible — which is increasingly important in a world that constantly throws us financial and climatological curve balls.

So that’s my take on the financial aspect of ROI and cover crops.

But now I’m going to stray into another aspect of all of this, which is more of the moral and ethical aspect to regenerative agriculture. I’m currently reading two books.  The first is The Uninhabitable Earth by David Wallace-Wells, and the second is Braiding Sweetgrass by Robin Wall Kimmerer. It’s actually a pretty good pairing, because the optimistic and insightful prose of Kimmerer’s book pretty effectively mitigates the sheer terror of Wells, who is out to demonstrate with evidence that when it comes to climate change, we’re already waist-deep in the rapidly rising shit and just trying to pretend the smell is normal.

The fact is that in the coming years and decades, our food production system is going to be under an enormous and increasing strain. If we can’t figure out how to exist on this planet without merging our civilization into a more harmonious rhythm with the natural world, then any talk of financial ROI — whether it be in cover crops or real estate or the latest share price of Tesla stock — is all going to become a very moot point. You can’t put a dollar amount on the survival of our species and the other roughly 8.7 million species with whom we share this delicate biosphere. We consistently fail to see that we’re completely dependent on the very biological systems that we are methodically destroying, and that has to change. It just simply has to. Right now.

I could go on and on, but that’s a depressing subject, so I’ll get to the point. When it comes to cover crops and other agricultural practices that help preserve and revitalize the ecosystem, I personally only look at the financial aspect of all of this as much as necessary. I do my bookkeeping and make sure we pay our bills so we can keep going, but I try not to let the financial side of agriculture cloud my vision of the larger picture. We need solutions, so I try to keep over 50% of my focus on finding and experimenting with practices that are going to make our food production system more resilient, while also sequestering carbon and providing habitat for as many of our fellow terrestrial organisms as possible. If every agricultural producer started shifting to that mindset, we’d be getting somewhere.

In my mind, the real return on investment from all of this will be a habitable (hopefully even pleasant!) planet to live on, and the ability to look in my kid’s eyes and tell her I did everything I could to be a part of the solution.

In episode 269 of LSP’s Ear to the Ground podcast, Mike Seifert talks about how a creepy crawly experience in the dark of night convinced him he was on the right soil health path. A recent Land Stewardship Letter article describes the Seifert family’s transition to no-till and cover cropping. For more on how to build soil health profitably, check out LSP’s Soil Builders’ Network web page.

Category: Blog
Tags: Braiding Sweetgrass • climate change • cover crops • Dana Seifert • Mike Seifert • ROI • soil health • Uninhabitable Earth

Upcoming Events

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November 2025

Wednesday November 19

12:15 pm – 1:45 pm
We Can Do Better Book Discussion at Iowa Nature Summit
Wednesday November 19
12:15 pm – 1:45 pm
We Can Do Better Book Discussion at Iowa Nature Summit
Olmsted Center, 2875 University Ave, Des Moines, IA 50311, USA

The Johnson Center for Land Stewardship Policy is excited to share that one of our its primary pillars of work — a published collection of Paul Johnson’s writings —  is set for release on Oct. 2.  The book features a brief biography and a discussion of Paul’s ideas within the historical and future contexts of private lands conservation. For details on We Can Do Better: Collected Writings on Land, Conservation, and Public Policy click here.

Curt Meine will speak about the book during the 12:15 p.m.-1:30 p.m. luncheon at the Iowa Nature Summit on Nov 19. 

Thursday November 20

All Day
Give to the Max Day
Thursday November 20
Give to the Max Day
Online

Give to the Max Day is coming up on Thursday, November 20. But you don’t have to wait until Give to the Max Day to make your gift to LSP. Any contribution made through the GiveMN portal, now until November 20, will count toward our $15,000 goal and is fully tax-deductible!

This Give to the Max Day season, the Land Stewardship Project is gearing up to share the stories of resilience, change, and action that LSP members are a part of in their towns and on their farms. 

 We’re up against some pretty overwhelming challenges these days and now is the time for turning hope into action and coming together over common goals. One way to do that is to support the work of building the farm and food system we want and need for the future.

We know the future of farming is diverse and innovative, and should be set up to reward stewardship-minded farmers for the solutions they bring to some of our biggest challenges like soil health, clean water, and a changing climate. 

Bringing that vision for the future into reality requires taking on the biggest of the big in the agriculture industry, supporting the next generation of farmers, and reforming farm policies, as well as developing new, reliable, fair markets for all farmers that support conservation, healthy food, and local prosperity. 

That’s a big mountain to climb and we need people power to make it happen. LSP brings farmers, rural, urban, and suburban people together to take action around our common goal of a fair and sustainable farm and food system in this country.

Give to the Max Day is a fun and collective way to get into the giving spirit across the entire state of Minnesota. Thank you for being part of LSP’s work to build a better future for our farm and food system.  Please join, renew, or make a special gift to LSP as part of Give to the Max Day this year.

Saturday November 22

1:00 pm – 4:00 pm
Farm Scale Deep Winter Greenhouse Open House
Saturday November 22
1:00 pm – 4:00 pm
Farm Scale Deep Winter Greenhouse Open House
Tintah Beach Farm, Thief River Falls, MN

Please join Marcus Langevin from Tintah Beach Farm and the University of Minnesota at an open house and ribbon cutting celebrating the completion of the farm scale deep winter greenhouse prototype on Nov. 22, from 1 p.m.-4 p.m. 

This new deep winter greenhouse design allows farmers in cold climates to grow crops for sale to their customers throughout the winter months. The heavily insulated greenhouse utilizes a steeply sloped south-facing glazing wall to capture solar heat which is stored in an underground soil thermal mass where it is available to heat the greenhouse at night when the outside temperatures drop. 

The new energy efficient greenhouse was designed to suit the needs of small and medium scale vegetable farmers. It is larger, cheaper per square foot to construct than previous designs, and is simple enough that farmers with minimal construction experience can build it themselves. Deep winter greenhouses like these allow farmers the ability to grow market crops year-round, thereby increasing their yearly revenues and allowing Minnesotans year-round access to healthy, fresh, locally grown produce. 

Registration: This event is free to attend, but registration is required at z.umn.edu/TintahBeachOpenHouse. Please register by November 15.

Download farm scale deep winter greenhouse building documents. This farm scale deep winter greenhouse design is available for free download from the UMN Extension RSDP’s deep winter greenhouse website. 

This work is made possible by University of Minnesota Extension; College of Food, Agriculture and Natural Resource Sciences (CFANS); College of Design Center for Sustainable Building Research (CSBR); and the Agriculture Research, Education, Extension and Technology Transfer Program (AGREETT). 

December 2025

Tuesday December 2

11:00 am – 12:00 pm
Integrating Habitat into Croplands: Prairie Strips and Bird Conservation
Tuesday December 2
11:00 am – 12:00 pm
Integrating Habitat into Croplands: Prairie Strips and Bird Conservation
Online

This 10-lesson Wild Farm Alliance virtual course teaches agricultural professionals and farmers how to support beneficial birds and manage pest birds on farms. By learning how to assess the farm’s avian needs and opportunities, farms can be designed to provide for a diversity of beneficial birds. 

If pest birds are a problem, they can be discouraged with specific practices during the shorter periods when they cause damage. The sessions cover the latest research, tools and resources, and are given by experts in avian pest control, entomology, ornithology and conservation. While many topics and species are specific to the Midwest, most of the principles discussed are applicable across regions. 

Continuing Education Credits have been requested and are expected to be approved from American Society of Agronomy.

For details and to register, click here. 

The Course Schedule:

LESSON 1

Why Birds Belong on the Farm: Biodiversity, Pest Control & A Thriving Landscape

Tuesday, September 23, 2 p.m. CT


LESSON 2

Birds as Pest Control Allies on the Farm

Tuesday, October 14, 11 a.m. CT


LESSON 3

Birds in the Balance: Pest Control Services Across Crop Types

Tuesday, November 4, 11 a.m. CT


LESSON 4

Integrating Habitat into Croplands: Prairie Strips and Bird Conservation

Tuesday, December 2, 11 a.m. CT


LESSON 5

Birds on the Farm: Balancing Biodiversity and Food Safety

Tuesday, January 13, 11 a.m. CT


LESSON 6

Beyond the Crop: Birds, Biodiversity, and the Power of Edge Habitat

Tuesday, February 3, 11 a.m. CT


LESSON 7

Bridging Forestry, Farming, and Habitat

Tuesday, February 24, 11 a.m. CT


LESSON 8

Perennial Pathways: Agroforestry for Birds and Biodiversity on Farms

Tuesday, March 17, 11 a.m. CT


LESSON 9

Birds on the Range: How Grazing Practices Shape Habitat for Grassland Species

Tuesday, April 7, 11 a.m. CT


LESSON 10

Birds at Risk: How Pesticides Shape Safety on Agricultural Lands

Tuesday, April 28, 11 a.m. CT

Wednesday December 3

9:00 am – 11:30 am
Organic Fruit Growers Cimate Resilience Workshop
Wednesday December 3
9:00 am – 11:30 am
Organic Fruit Growers Cimate Resilience Workshop
Zoom online

In December and January, the Organic Fruit Growers Association is offering a series of climate resilience workshops. Workshop goals are to learn about the changing climate in our region and the expected impacts on fruit farmers and to select climate resilience practices which are suited to your farm’s goals and values. The outcome of the workshops will be a written climate resilience plan with actionable steps to make your farm more resilient to changing climate. 
 
Workshops will be led by University of Minnesota extension educators Katie Black and Madeline Wimmer and include times for farmer-to-farmer discussion. This series includes the following four meetings. Expect to spend an additional 4-10 hours outside the meetings developing your farm’s climate resilience plan:

  • Wednesday Dec. 3, 9 a.m.-11:30 a.m. (online via Zoom)
  • Wednesday, Dec. 10, 9 a.m.-11:30 a.m. (online via Zoom)
  • Monday, Dec. 22, discussion (online via Zoom — optional but encouraged)
  • Wednesday, Jan. 7, 10 a.m.-3 p.m. (in-person workshop in La Crosse, Wis. Lunch provided, and you can be reimbursed for mileage traveling to and from the meeting.)

For details and to register, click here. 

View Full Calendar

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