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Cover Crop ROI & All That Matters

Crunching the Numbers Via Biological Bookkeeping

By Mike Seifert
July 27, 2022

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Note: Earlier this summer, Land Stewardship Project soil health organizer Alex Romano reached out to one of our soil health steering committee members, Mike Seifert, who farms near Jordan, Minn., with his wife, Dana, and father, Big Mike, to ask for his thoughts on “return on investment” from cover crops. She wanted to know his approach to and considerations regarding those calculations when making decisions about cover cropping strategies. He was happy to respond to her question. But he found that as he sat down to consider the question and write about it, thoughts that emerged brought up deeper, heart-level questions for him. These are issues that farmers and non-farmers alike grapple with, but that can be difficult to verbalize, let alone wrap our heads around. Members of LSP’s soil health team were moved by the perspectives and deeper questions that Mike outlined with such clarity and thoughtfulness. So, with his permission, we’re offering up the farmer’s response to the “ROI” question:

Mike Seifert seeding cover crops on his farm near Jordan, Minn.

Oh boy, that’s a big, open-ended question. When I saw your e-mail come in a couple of days ago I said to myself, “I’m going to have to sit down in the office to answer this one.” So I hope you don’t mind if I riff on it for a while over my morning coffee, and try to outline the multiple perspectives I have on return on investment and cover crops.

So, when I hear the term “return on investment,” my first reaction is a financial one, since that term is rooted in matters of finance. As such, let’s tackle that aspect of the term first.

From a farm bookkeeping perspective, cover crops are an added expense, and the financial benefit we as farmers get from using cover crops is this amorphous thing that’s hard to pin down. All of the physical benefits from cover crops — improved soil structure, nutrient cycling, feeding the soil biological community, reduced erosion, armoring the soil surface, potential feed for livestock, alleviating compaction, adding organic matter, and on and on — are wonderful, desirable enhancements, but they’re really hard to quantify and translate to financial numbers, and a lot of them are cumulative over several years. I suspect some benefits are even exponential — that is, once you get your soil on a healthy path to recovery and practice careful management, the feedback loop will become positive and actually accelerate until the soil environment achieves a more natural balance.

But how do you put a dollar sign on any of that? It’s absolutely nothing like traditional agronomy, which loves easy charts and figures. Two hundred units of nitrogen will grow 200-bushel corn! Nothing to it! If the fertilizer is affordable, it’s a slam dunk! Just ignore the part where you’re destroying the natural cycle of things. We’ll worry about that later.

So for me, cover crops have to be taken as a long game when it comes to return on investment. And since I really can’t quantify how much my farm production will increase as a result of using cover crops, I just have to take it on faith that it will, and that I will more reliably and consistently produce successful cash crops — particularly on my most fragile and degraded acres. Four years into a method of farming that includes cover cropping, I’d say we’re starting to see that, but I think the best is yet to come, so we’ll continue to be patient and try to do the right things.

Now, if cover crop ROI needs to be taken as a long term investment, how do we reconcile the extra expense in the short term? For me, that one was easy: we pair it with no-till. I think the money we’ve saved in fuel alone each year has covered the extra cost of cover crop seed. Then factor in reduced equipment costs and time savings, and it starts to be a big win. This year, we’re growing our own winter rye for seed, so that’ll knock expenses down even more. So there are lots of ways to offset the short term costs which then, over time, become another part of the long term financial benefit of cover crops.  But you have to combine complementary practices to really get the full benefit of each.

No-till and cover crops augment one another. Diversifying your crop rotation and incorporating livestock each add another reinforcing layer to the financial structure. They also add more work and management! But I think the financial benefits outweigh the added time and attention, and open up more opportunities to be flexible — which is increasingly important in a world that constantly throws us financial and climatological curve balls.

So that’s my take on the financial aspect of ROI and cover crops.

But now I’m going to stray into another aspect of all of this, which is more of the moral and ethical aspect to regenerative agriculture. I’m currently reading two books.  The first is The Uninhabitable Earth by David Wallace-Wells, and the second is Braiding Sweetgrass by Robin Wall Kimmerer. It’s actually a pretty good pairing, because the optimistic and insightful prose of Kimmerer’s book pretty effectively mitigates the sheer terror of Wells, who is out to demonstrate with evidence that when it comes to climate change, we’re already waist-deep in the rapidly rising shit and just trying to pretend the smell is normal.

The fact is that in the coming years and decades, our food production system is going to be under an enormous and increasing strain. If we can’t figure out how to exist on this planet without merging our civilization into a more harmonious rhythm with the natural world, then any talk of financial ROI — whether it be in cover crops or real estate or the latest share price of Tesla stock — is all going to become a very moot point. You can’t put a dollar amount on the survival of our species and the other roughly 8.7 million species with whom we share this delicate biosphere. We consistently fail to see that we’re completely dependent on the very biological systems that we are methodically destroying, and that has to change. It just simply has to. Right now.

I could go on and on, but that’s a depressing subject, so I’ll get to the point. When it comes to cover crops and other agricultural practices that help preserve and revitalize the ecosystem, I personally only look at the financial aspect of all of this as much as necessary. I do my bookkeeping and make sure we pay our bills so we can keep going, but I try not to let the financial side of agriculture cloud my vision of the larger picture. We need solutions, so I try to keep over 50% of my focus on finding and experimenting with practices that are going to make our food production system more resilient, while also sequestering carbon and providing habitat for as many of our fellow terrestrial organisms as possible. If every agricultural producer started shifting to that mindset, we’d be getting somewhere.

In my mind, the real return on investment from all of this will be a habitable (hopefully even pleasant!) planet to live on, and the ability to look in my kid’s eyes and tell her I did everything I could to be a part of the solution.

In episode 269 of LSP’s Ear to the Ground podcast, Mike Seifert talks about how a creepy crawly experience in the dark of night convinced him he was on the right soil health path. A recent Land Stewardship Letter article describes the Seifert family’s transition to no-till and cover cropping. For more on how to build soil health profitably, check out LSP’s Soil Builders’ Network web page.

Category: Blog
Tags: Braiding Sweetgrass • climate change • cover crops • Dana Seifert • Mike Seifert • ROI • soil health • Uninhabitable Earth

Upcoming Events

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July 2025

Wednesday July 9

8:00 am – 10:00 am
Risk to Resilience Climate Cohort
Wednesday July 9
8:00 am – 10:00 am
Risk to Resilience Climate Cohort
Online

Farming has always required adaptability, and today’s changing weather patterns are creating new challenges and opportunities. The Land Stewardship Project, in collaboration with University of Minnesota Extension, has created a resilience-focused program that gives commodity and small grain growers the opportunity to join a cohort with other like-minded farmers and learn how to prepare their operations for the future. At this Risk to Resilience cohort, you will learn:

  • How changing weather patterns in the Upper Midwest are likely to affect your farm. 
  • How you can prepare a plan that protects your farm from a changing climate.
  • How to improve your planning skills and meet with experts for opportunities to grow climate resilience  on your farm.
  • How to build community with fellow farmers interested in creating operations that are sustainable and resilient in the long term.

Program Details:

  •  Online format — join from your home or farm.
  •  Four sessions, 10-15 hours total investment — built for busy schedules, beginning July 2025. We’ll pause workshops for small grains harvest and resume in August 2025.
  • A $250 stipend will be provided to participants who attend the sessions and provide feedback on experience and content.

Dates of the Risk to Resilience Sessions:

  • Wednesday, July 9, 8 a.m.-10 a.m.
  • Wednesday, July 16, 8 a.m.-10 a.m.
  • Harvest Break
  • Wednesday, August 20, 8 a.m.-10 a.m.
  • Wednesday, August 27, 8 a.m.-10 a.m. 

To register, click here. 

12:00 pm – 2:00 pm
LSP Lewiston Office Summer Potluck Lunch
Wednesday July 9
12:00 pm – 2:00 pm
LSP Lewiston Office Summer Potluck Lunch
Land Stewardship Project, 180 E Main St, Lewiston, MN 55952, USA

Spring planting is behind us and midsummer is upon us! Take a quick break from all the action by celebrating summer with the Land Stewardship Project by joining us for lunch at our Lewiston office.

Our Summer Potluck will be held on Wednesday, July 9, from noon to 2 p.m., at our office in downtown Lewiston, Minn. (180 E. Main Street). This will be an opportunity to build community, hear from other farmers, socialize, and enjoy a great meal together. We also invite everyone to take a self-guided tour of the newly renovated spaces in our office that we have been working on over the winter. As a member-driven organization, this is your space too.

LSP will be providing the main dish (meat and vegetarian options) and we invite you to bring a dish to pass. This event is open to all, so please bring a friend or two as well. Let’s celebrate the joy of summer through good food and good company!

RSVP’s are encouraged, but not required. Hope to see you there — you can RSVP by e-mailing LSP’s Alex Romano direct.

Saturday July 12

10:00 am – 2:00 pm
Fishing, Farming & Food: Rush Creek's Fish Kill Anniversary & Why it Matters
Saturday July 12
10:00 am – 2:00 pm
Fishing, Farming & Food: Rush Creek's Fish Kill Anniversary & Why it Matters
Farmers Community Park, 23274 Arches Road Lewiston, MN 55952

During the Fishing, Farming & Food: Rush Creek’s Fish Kill Anniversary & Why it Matters event, the Land Stewardship Project will mark the three-year anniversary of a major fish kill in southeastern Minnesota that spawned citizen action and led to new public policy around how such events are reported. Join Land Stewardship Project and our partners at Farmers Park, Saturday July 12, from 10 a.m. to 2 p.m. in Lewiston, Minnesota. Register here.

What to expect?

  • Fly fishing demonstration led by Minnesota Trout Unlimted and LSP member, Lee Stoe. Please bring your own fishing gear.

  • Minnesota Trout Unlimited & Izaak Walton League staff and members will be leading macroinvertebrate sampling of Garvin Brook and discussing what they tell us about the health of the stream.

  • Discussion on how regenerative farming systems can support healthy soil and clean water.

  • Opportunity to take action! Help prevent future fish kills by sharing how you think the Minnesot Feedlot Rule, which is open for comment through July 22, should be stronger. Postcards will be available to fill out and send with your comments.

  • Farmers Park is a great spot for birding. Please bring your binoculars!

  • You are welcome to bring your own snacks or picnic lunch; food will not be provided at this event.

LSP is partnering with several community groups for this event, including:

Minnesota Trout Unlimited, Minnesota Center for Environmental Advocacy, Izaak Walton League, Food & Water Watch, and Savanna Institute

Register HERE. For more information, contact LSP’s Kate Rowe at krowe@landstewardshipproject.org.

Tuesday July 15

5:00 pm – 8:00 pm
Organic Fruit & Vegetable Field Day
Tuesday July 15
5:00 pm – 8:00 pm
Organic Fruit & Vegetable Field Day
1805 Dudley Ave, Falcon Heights, MN 55113, USA

Join U of M researchers and Extension for updates on organic fruit and vegetable research and tour the Student Organic Farm and the Minnesota Agricultural Experiment Station in Saint Paul. Topics include: organic insect management, integrating livestock into vegetable farms, new crops for Minnesota, irrigation strategies, and more. Free to the public.
 
For details and to register, click here.

Wednesday July 16

8:00 am – 10:00 am
Risk to Resilience Climate Cohort
Wednesday July 16
8:00 am – 10:00 am
Risk to Resilience Climate Cohort
Online

Farming has always required adaptability, and today’s changing weather patterns are creating new challenges and opportunities. The Land Stewardship Project, in collaboration with University of Minnesota Extension, has created a resilience-focused program that gives commodity and small grain growers the opportunity to join a cohort with other like-minded farmers and learn how to prepare their operations for the future. At this Risk to Resilience cohort, you will learn:

  • How changing weather patterns in the Upper Midwest are likely to affect your farm. 
  • How you can prepare a plan that protects your farm from a changing climate.
  • How to improve your planning skills and meet with experts for opportunities to grow climate resilience  on your farm.
  • How to build community with fellow farmers interested in creating operations that are sustainable and resilient in the long term.

Program Details:

  •  Online format — join from your home or farm.
  •  Four sessions, 10-15 hours total investment — built for busy schedules, beginning July 2025. We’ll pause workshops for small grains harvest and resume in August 2025.
  • A $250 stipend will be provided to participants who attend the sessions and provide feedback on experience and content.

Dates of the Risk to Resilience Sessions:

  • Wednesday, July 9, 8 a.m.-10 a.m.
  • Wednesday, July 16, 8 a.m.-10 a.m.
  • Harvest Break
  • Wednesday, August 20, 8 a.m.-10 a.m.
  • Wednesday, August 27, 8 a.m.-10 a.m. 

To register, click here. 

View Full Calendar

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